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1:48 PM on December 10, 2017 

Shops that require protection for high risk goods held on the premises will usually need to declare the total values of each stock item. High risk shop stock and goods are those that attract thieves and are expensive to replace. Examples of high risk stock items are electronic equipment, cigarettes, and tobacco, designer clothing, computers and digital equipment, software, computer games and consoles, drugs pharmacy and medicines, watches and jewellery, mobile phones and radios, photographic equipment, power tools, TVs, DVDs, CDs and Wines and Spirits. If your shop has high risk stock you can reduce the cost of your premiums by having adequate security in place. This includes an insurance company approved burglar and fire alarm, window grills, shutters and bars, CCTV and sprinklers. Many shop insurers will only offer stock cover if the minimum levels of security are in place for all shops, regardless of the stock contents held. A lot of insurers may offer further large discounts to the premium if the shop owner lives on or above the premises and is there at night. Shops by their very nature deal with members of the public and a good insurance policy will usually contain liability cover as standard. This should include Public Liability of up to ?2,000,000 for any one claim by a member of the public who may suffer loss or injury visiting the shop. If you employ staff all policies will offer Employers Liability cover of up to ?10,000,000 one event and because shops sell goods and services, Products Liability cover of ?2,000,000 for any one period of insurance.


2:39 AM on September 25, 2017 



4:56 AM on February 20, 2017 

Для тех кто понимает, про что толкую! Абузоустойчивый VPS - российский язык сайта, быстрый саппорт, хорошие расценки, различные плюшки. Держу у них фарму второй год, ноль нареканий, все кляузы отсылают нафиг. Хочешь анонимности, смотри - или в профиле.


2:20 PM on July 25, 2011 

Программисты, которые не понимают шуток про программистов, становятся их начальниками, потому что им легче разговаривать с заказчиками разработка программы мониторинга


8:07 AM on May 31, 2011 

Любимые фильмы на ваше мнение ! Участники сообщества поделитесь Мой - Американская история Х

Amy Harper

3:58 PM on June 8, 2010 

I just wanted to thank Suzanne for driving over 3 hours to do my makeup for my wedding. It was beautiful, she was so sweet, and it stayed on the whole night! I really could have asked for a better job. Thank you so much Suzanne! Amy

7:01 PM on May 31, 2010 

Oh my skin is So Much Better ! What an improvement ! Your treatment was like Magic and the experience wonderful ! Thank You Suzanne - I need to come and see you more often !